Fraud Screening Results
| FSResult | Description |
|---|---|
| ACCEPT | Payxpert recommends accepting the request. |
| DENY | Payxpert recommends denied the request due to potential fraud. |
| CHALLENGE | Payxpert recommends reviewing the request due to potential fraud. |
| NOSCORE | A transaction was submitted for data warehousing and modelling purposes only. A risk assessment was not performed. |
| ENETFP | Internal error in the Fraud detecting system. |
| ERROR | Internal error in the Fraud detecting system. |
| ETMOUT | The fraud check was not carried out within the fixed time frame. |
Fraud Screening Status Results
| FSStatus | Description |
|---|---|
| 0000 | No score: A transaction was submitted to the fraud detection system for data warehousing and modelling purposes only. A risk assessment was not performed on this transaction. A special NoScore recommendation will always be returned in this case. |
| 0100 | Accept: This code will be returned with all Orders that receive an ACCEPT recommendation. |
| 0150 | Always accept: An attribute associated with an Order matched a pre-configured “Always Accept” rule. |
| 0200 | Authorization decline: The card number appeared in a bank or card association negative file database. |
| 0250 | Always deny: An attribute associated with an Order matched a pre-configured “Always Deny” rule. |
| 0300 | Suspicious usage: A combination of customized rules and neural-based fraud assessments has determined the card usage is suspicious and possibly fraudulent. A DENY recommendation will always be re-turned in this case. |
| 0330 | Forced Challenge: A customized rule in the fraud detection system Velocity Rules Engine returned a CHALLENGE response. |
| 0400 | Suspicious usage: A combination of customized rules and neural-based fraud assessments has determined the card usage is suspicious and possibly fraudulent and the card number appeared in a Retail Decisions card database. A DENY recommendation will always be returned in this case. |
| 0500 | Questionable usage: A combination of customized rules and neural-based fraud assessments has determined the card usage is questionable and possibly fraudulent. The overall assessment has fallen into a “grey area”, as defined by Retail Decisions and the Client during Service Installation. A CHALLENGE recommendation will always be returned in this case. |
| 0600 | Questionable usage: The card number associated with the Order was found in a Retail Decisions card database. A CHALLENGE recommendation will always be returned in this case. |
| 0700 | Velocity or Rules Threshold Violation: An attribute associated with an Order has exceeded a pre-configured rules threshold. |
| 0800 | Tumbling- and/or Swapping Pattern detected: The FS engine detected an unusual usage pattern in the card number, expiration date, or customer email address associated with a transaction. |
| 0901 | An internal error in the Fraud detecting system. |